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New Jersey Campaign Finance Filing 2026: Full Guide

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How to file a campaign finance report in New Jersey

File your New Jersey campaign finance reports on time

Every candidate for every office files with ELEC. There is no registration dollar threshold and no county clerk filing.

Last reviewed 29 August 2026 against the New Jersey Election Law Enforcement Commission (ELEC). Campaign finance rules change: confirm current requirements with New Jersey Election Law Enforcement Commission (ELEC) before you file. This page is general information, not legal advice.

Your 2026 New Jersey filing calendar

ReportPeriod coveredDue
Primary — 29-day pre-electionInception – 1 May 20264 May 2026
Primary — 11-day pre-election2 May – 19 May 202622 May 2026
Primary — 20-day post-election20 May – 19 Jun 202622 Jun 2026
General — 29-day pre-election20 Jun – 2 Oct 20265 Oct 2026
General — 11-day pre-election3 Oct – 20 Oct 202623 Oct 2026
General — 20-day post-election21 Oct – 20 Nov 202623 Nov 2026
Quarterly (between elections)Each calendar quarter15 Apr, 15 Jul, 15 Oct 2026, 15 Jan 2027
Authoritative dates: New Jersey Election Law Enforcement Commission (ELEC) filing schedule. Deadlines on a weekend or holiday move per state rule.

New Jersey runs separate report sets for each election. Beyond the primary and general above, 2026 also has fire commissioner (21 Feb), April school board (21 Apr), May municipal (12 May), June runoff (9 Jun) and December runoff (1 Dec) schedules, each with its own 29-day, 11-day and 20-day dates — all published in ELEC’s 2026 reporting dates PDF. Runoff filers skip the 20-day post-election report of the preceding election. Personal financial disclosure is due 2 April 2026 for primary candidates and 12 June 2026 for independent general candidates.

Contribution limits

Limits apply per election. These are the 2025–2028 amounts.

DonorLimitPer
Individual, corporation, union or association → candidate committee$5,500per election
Candidate committee, political committee or PAC → candidate committee$17,300per election
National political party committee → candidate committee$17,300per election
Any source → gubernatorial candidate$5,800per election
Cash$200 maximumper contributor, per election

What you must collect on every donor

Itemize above $200 in the aggregate from one source per election. All currency contributions are itemized regardless of amount, and cash is capped at $200 per contributor per election. New Jersey genuinely requires employer as well as occupation.

  • Date and amount
  • Contributor name and mailing address
  • Occupation for individuals
  • Employer name and address for individuals
  • Generic entries such as “self-employed” are insufficient; “retired”, “student” and “none” are acceptable

Reports that run on a clock, not a date

Form 72/24-HR — replaced the old 48-hour notice

A contribution over $300 in aggregate received from the 13th through the 8th day before the election must be reported within 72 hours. One received from the 7th day through election day must be reported within 24 hours. The same windows apply to expenditures over $300 made to support or defeat another candidate or a public question. Each election’s exact window dates are printed on ELEC’s 2026 reporting dates PDF.

Registering your committee

In New Jersey the form is: Form D-1
Due within ten days of your first contribution or expenditure; personal funds count. Joint committees use D-2.

There is no dollar threshold for registering, and the “$2,600” figure circulating in some guides is not a registration trigger — it is an outdated contribution limit. A candidate committee must exist no later than the date the candidate first receives any contribution or makes any expenditure, and personal funds count as contributions. Form D-1 is due within ten days of that first contribution or expenditure; joint committees use D-2. Candidates who raise and spend nothing skip D-1 and file only form A-1 by the 29-day pre-election date. Candidates spending $6,900 or less file D-1 plus A-1; above $6,900, full R-1 reporting applies.

Who files where

New Jersey files through ELEC eFile. Candidates filing with a county board may use a different system — confirm with your county election office.

Every candidate for every office — state, county, municipal, school board and fire district — files with ELEC electronically. Campaign finance reports are not filed with the County Clerk; clerks handle nominating petitions, which is a different thing entirely. Continuing political committees register with ELEC and file quarterly on form R-3, or annually on A-3 if they expect to spend $8,600 or less in the year.

If you miss a deadline

Civil penalties run up to $11,600 for a first offence and up to $24,000 for each subsequent offence, and every unreported or late transaction can count as a separate offence. Separate schedules cover failure to file sworn statements and late reports. A hearing is available before any penalty becomes final.

Keeping New Jersey records ready to file

Whoever files your reports, the work is the same: capture every contributor field at the point of donation, keep running totals against the itemization threshold, and reconcile before each deadline. Campaign Deputy does that for campaigns in the states it supports.

See where Campaign Deputy files campaign finance reports

Sources

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